My wife Lynette found this poem while surfing the web but she lost the name of the site. Let me know if it belongs to you and I'll give you credit or remove it.
I used a free online photo editing program to adjust one of my photos from a vacation last year. The program enabled me to darken the perimeter and add the text.
I think it's not too bad for an inexperienced beginner!
Here's the link if you want to play with it:
Photo editor online - free image editing direct in your browser - Pixlr.com